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		<title>Diversified Consumer Services</title>
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		<description><![CDATA[Diversified Consumer Services]]></description>
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			<link><![CDATA[https://diversifiedconsumer.com/index.php/diversified-consultants-inc/]]></link>
			<title>Diversified Consultants, Inc. &#8211; Sorry, Wrong Company!</title>
			<pubDate><![CDATA[Tue, 19 Jan 2021 22:42:57 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/customer-praise-page/]]></guid>
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			<title>Customer Praise Page</title>
			<pubDate><![CDATA[Thu, 29 Mar 2018 15:34:37 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-am-currently-making-payments-on-this-account-to-another-creditor-or-collection-agency-whats-that-about/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-am-currently-making-payments-on-this-account-to-another-creditor-or-collection-agency-whats-that-about/]]></link>
			<title>I am currently making payments on this account to another creditor or collection agency. What&#8217;s that about?</title>
			<pubDate><![CDATA[Thu, 26 Apr 2018 17:12:51 +0000]]></pubDate>
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			<title>Contact Us</title>
			<pubDate><![CDATA[Thu, 09 Sep 2021 11:18:47 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/mailing-payments/]]></guid>
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			<title>Mailing Payments</title>
			<pubDate><![CDATA[Thu, 02 Apr 2026 19:13:07 +0000]]></pubDate>
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			<title>Payment By Phone</title>
			<pubDate><![CDATA[Thu, 02 Apr 2026 19:11:16 +0000]]></pubDate>
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			<title>SCAM ALERT</title>
			<pubDate><![CDATA[Thu, 02 Apr 2026 18:57:33 +0000]]></pubDate>
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			<title>Resources</title>
			<pubDate><![CDATA[Thu, 02 Apr 2026 18:55:44 +0000]]></pubDate>
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			<pubDate><![CDATA[Thu, 02 Apr 2026 18:48:42 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/dispute-debt-online/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/dispute-debt-online/]]></link>
			<title>Dispute Debt Online</title>
			<pubDate><![CDATA[Thu, 02 Apr 2026 18:25:13 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/make-payment-arrangements/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/make-payment-arrangements/]]></link>
			<title>Make Payment Arrangements</title>
			<pubDate><![CDATA[Thu, 02 Apr 2026 18:23:23 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/]]></link>
			<title>Home</title>
			<pubDate><![CDATA[Thu, 02 Apr 2026 18:18:52 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/account-validator-tracker/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/account-validator-tracker/]]></link>
			<title>Valicate &#8211; Validate &#038; Locate Account</title>
			<pubDate><![CDATA[Sun, 25 Mar 2018 16:53:42 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-received-a-call-or-letter-from-another-company-claiming-they-own-the-debt-that-you-own-true/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-received-a-call-or-letter-from-another-company-claiming-they-own-the-debt-that-you-own-true/]]></link>
			<title>I received a call or letter from another company claiming they own the debt that you own. True ?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:45:05 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/who-is-diversified-consumer-services/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/who-is-diversified-consumer-services/]]></link>
			<title>Who is Diversified Consumer Services?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:36:28 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-am-thinking-about-working-with-a-consumer-credit-counseling-debt-consolidation-services-agency-what-do-you-recommend/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-am-thinking-about-working-with-a-consumer-credit-counseling-debt-consolidation-services-agency-what-do-you-recommend/]]></link>
			<title>I am thinking about working with a Consumer Credit Counseling (debt consolidation services) agency. What do you recommend?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:24:44 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/when-i-try-to-call-you-i-get-a-recording-stating-that-calls-from-my-number-are-blocked-why/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/when-i-try-to-call-you-i-get-a-recording-stating-that-calls-from-my-number-are-blocked-why/]]></link>
			<title>When I try to call you, I get a recording stating that calls from my number are blocked. Why?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:24:05 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/you-talk-the-talk-well-but-how-do-i-know-that-your-company-isnt-scamming-me/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/you-talk-the-talk-well-but-how-do-i-know-that-your-company-isnt-scamming-me/]]></link>
			<title>You talk the talk well, but how do I know that YOUR company isn&#8217;t scamming me?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:23:14 +0000]]></pubDate>
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			<title>Is there anything else I should know?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:21:40 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-own-a-business-with-past-due-receivables-can-i-hire-you-to-collect-for-me/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-own-a-business-with-past-due-receivables-can-i-hire-you-to-collect-for-me/]]></link>
			<title>I own a business with past due receivables. Can I hire you to collect for me?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:21:06 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/can-i-buy-debt-from-you/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/can-i-buy-debt-from-you/]]></link>
			<title>Can I buy debt from you?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:20:32 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-own-a-business-with-an-accounts-receivable-portfolio-id-like-to-sell-will-you-buy-it/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-own-a-business-with-an-accounts-receivable-portfolio-id-like-to-sell-will-you-buy-it/]]></link>
			<title>I own a business with an Accounts Receivable Portfolio I&#8217;d like to sell. Will you buy it?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:20:15 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/do-you-really-record-all-calls-or-is-that-just-something-you-say-to-keep-me-from-being-belligerent-on-the-phone/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/do-you-really-record-all-calls-or-is-that-just-something-you-say-to-keep-me-from-being-belligerent-on-the-phone/]]></link>
			<title>Do you really record all calls or is that just something you say to keep me from being belligerent on the phone?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:18:02 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/do-you-work-with-consumer-credit-counseling-debt-consolidation-services-companies/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/do-you-work-with-consumer-credit-counseling-debt-consolidation-services-companies/]]></link>
			<title>Do you work with Consumer Credit Counseling (debt consolidation services) companies?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:16:33 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-am-not-the-debtor-but-the-debtor-is-deceased-am-i-obligated-to-pay-this-debt-in-any-way/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-am-not-the-debtor-but-the-debtor-is-deceased-am-i-obligated-to-pay-this-debt-in-any-way/]]></link>
			<title>I am not the debtor, but the debtor is deceased. Am I obligated to pay this debt in any way?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:15:51 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/will-you-turn-my-account-over-to-a-collection-agency-if-i-dont-pay-you/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/will-you-turn-my-account-over-to-a-collection-agency-if-i-dont-pay-you/]]></link>
			<title>Will you turn my account over to a Collection Agency if I don&#8217;t pay you?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:15:12 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-heard-debt-buyers-are-exempt-from-the-laws-that-collection-agencies-have-to-follow-is-that-true/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-heard-debt-buyers-are-exempt-from-the-laws-that-collection-agencies-have-to-follow-is-that-true/]]></link>
			<title>I heard Debt Buyers are exempt from the laws that collection agencies have to follow. Is that true?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:14:42 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/can-i-settle-my-debt-for-a-lesser-amount/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/can-i-settle-my-debt-for-a-lesser-amount/]]></link>
			<title>Can I settle my debt for a lesser amount?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:14:12 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-thought-all-debts-were-noncollectable-after-seven-years-arent-they/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-thought-all-debts-were-noncollectable-after-seven-years-arent-they/]]></link>
			<title>I Thought All Debts Were Noncollectable After Seven Years. Aren&#8217;t They?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:13:40 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-paid-this-debt-in-full-already-why-do-you-think-i-still-owe-it/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-paid-this-debt-in-full-already-why-do-you-think-i-still-owe-it/]]></link>
			<title>I Paid This Debt In Full Already! Why Do You Think I Still Owe It?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:10:54 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/this-is-not-my-debt-or-i-do-not-agree-with-the-amount-due-can-you-help-me/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/this-is-not-my-debt-or-i-do-not-agree-with-the-amount-due-can-you-help-me/]]></link>
			<title>This is Not My Debt or I Do Not Agree With The Amount Due. Can You Help Me?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:10:24 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/are-you-going-to-sue-me/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/are-you-going-to-sue-me/]]></link>
			<title>Are You Going To Sue Me?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:09:54 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/this-debt-isnt-on-my-credit-report-my-friend-told-me-that-means-its-not-a-real-debt-true/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/this-debt-isnt-on-my-credit-report-my-friend-told-me-that-means-its-not-a-real-debt-true/]]></link>
			<title>This debt isn&#8217;t on my credit report. My friend told me that means it&#8217;s not a real debt. True?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:09:17 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/have-you-or-will-you-report-my-account-to-credit-bureaus/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/have-you-or-will-you-report-my-account-to-credit-bureaus/]]></link>
			<title>Have You or Will You Report My Account to Credit Bureaus?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:08:28 +0000]]></pubDate>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-filed-bankruptcy-on-this-debt-before-you-purchased-it-or-i-have-filed-for-bankruptcy-now-what/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-filed-bankruptcy-on-this-debt-before-you-purchased-it-or-i-have-filed-for-bankruptcy-now-what/]]></link>
			<title>I Filed Bankruptcy on This Debt Before You Purchased It OR I Have Filed For Bankruptcy. Now What?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:07:45 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/the-letter-i-received-included-a-promotional-offer-that-expires-on-a-day-you-are-closed-do-i-lose-out-if-youre-closed-that-day/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/the-letter-i-received-included-a-promotional-offer-that-expires-on-a-day-you-are-closed-do-i-lose-out-if-youre-closed-that-day/]]></link>
			<title>The letter I received included a promotional offer that expires on a day you are closed. Do I lose out if you&#8217;re closed that day?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:06:50 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/my-due-date-falls-on-a-sunday-or-holiday-now-what/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/my-due-date-falls-on-a-sunday-or-holiday-now-what/]]></link>
			<title>My Due Date falls on a Sunday or holiday. Now what?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:06:15 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/how-do-i-make-payments/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/how-do-i-make-payments/]]></link>
			<title>How Do I Make Payments?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:05:40 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/the-creditor-i-originally-owed-is-out-of-business-why-do-i-have-to-pay-you/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/the-creditor-i-originally-owed-is-out-of-business-why-do-i-have-to-pay-you/]]></link>
			<title>The Creditor I Originally Owed Is Out Of Business! Why Do I Have To Pay You?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:04:44 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-still-dont-understand-tell-me-more/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-still-dont-understand-tell-me-more/]]></link>
			<title>I Still Don&#8217;t Understand. Tell Me More?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:04:00 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-didnt-borrow-money-from-you-why-do-i-have-to-pay-you/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-didnt-borrow-money-from-you-why-do-i-have-to-pay-you/]]></link>
			<title>I Didn&#8217;t Borrow Money from You. Why Do I Have to Pay You?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:03:15 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/im-broke-why-do-you-think-i-didnt-pay-the-bill-in-the-first-place/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/im-broke-why-do-you-think-i-didnt-pay-the-bill-in-the-first-place/]]></link>
			<title>I&#8217;m Broke! Why Do You Think I Didn&#8217;t Pay the Bill in the First Place?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:02:44 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/do-i-have-to-respond-to-you/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/do-i-have-to-respond-to-you/]]></link>
			<title>Do I Have to Respond to You?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:01:57 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/how-do-i-know-the-email-i-received-is-really-from-you/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/how-do-i-know-the-email-i-received-is-really-from-you/]]></link>
			<title>How do I know the email I received is really from you?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:01:28 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-received-an-email-from-your-company-but-never-received-a-letter-in-the-mail-why/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/i-received-an-email-from-your-company-but-never-received-a-letter-in-the-mail-why/]]></link>
			<title>I received an email from your company, but never received a letter in the mail. Why?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 15:00:26 +0000]]></pubDate>
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					<item>
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			<title>Why Did You Contact Me?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 14:59:29 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/is-diversified-consumer-services-a-collection-agency/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/hrf_faq/is-diversified-consumer-services-a-collection-agency/]]></link>
			<title>Is Diversified Consumer Services a Collection Agency?</title>
			<pubDate><![CDATA[Sun, 15 Apr 2018 14:58:53 +0000]]></pubDate>
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					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/politics/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/politics/]]></link>
			<title>Politics</title>
			<pubDate><![CDATA[Fri, 15 Dec 2023 17:59:53 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://diversifiedconsumer.com/index.php/report-identity-theft/]]></guid>
			<link><![CDATA[https://diversifiedconsumer.com/index.php/report-identity-theft/]]></link>
			<title>Report Identity Theft</title>
			<pubDate><![CDATA[Fri, 06 Aug 2021 13:00:14 +0000]]></pubDate>
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					<item>
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			<link><![CDATA[https://diversifiedconsumer.com/index.php/online-payment/]]></link>
			<title>Online Payment</title>
			<pubDate><![CDATA[Fri, 06 Apr 2018 13:16:42 +0000]]></pubDate>
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