Due to rampant fraud in the industry, it is possible that another “company” illegally obtained your account information PRIOR to our purchase of the account. They will usually have all of the same information that we have about you. This makes determining the TRUTH harder from your perspective. You don’t want to risk paying the same debt twice nor finding yourself in legal hot water which actually CAN happen EVEN FROM a company that has scammed you.
YOU’LL NEED YOUR ACCOUNT NUMBER AND DATE OF BIRTH TO USE VALICATE. CLICK THE VALICATE ICON TO GET STARTED!
What is it?
The Valicate tool was implemented to assist our customers in identifying the company with LEGAL ownership of an account. This tool will confirm that not only do we own the account, but whether or not it is with an outside collection agency. If it is, contact information is provided for the agency. Additionally, displayed will be ALL LEGAL previous owners of the account from the original creditor to us. If the company approaching you isn’t listed, you are likely being scammed!
How do I know you’re the legal owner?
Diversified Consumer Services receives a Chain of Title / Bill of Sale for each debt portfolio we obtain. From the moment of purchase, NO OTHER COMPANY has a legal right to collect the money you owe UNLESS WE send it to an outside collection agency. We can provide you a copy of this document upon request. Please see FREQUENTLY ASKED QUESTIONS and SCAM ALERT for more information on how to determine that WE are a legitimate company as well as what to look out for when you suspect fraud (even if you feel we are attempting to scam you) and how to report it to the appropriate governmental and other agencies.