Terms

Terms & Conditions of Use of Diversified Company, its Divisions, Products, and Services

1  ACCEPTANCE

Your access to and use of ChooseDiversified.Com is subject exclusively to these Terms and Conditions. ChooseDiversified.Com is a the corporate website of Diversified Company,not a company itself, therefore Diversified Company is the legal entity responsible for this website and its management. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website.

2  CREDIT CARD PAYMENTS / SECURITY

Payments are processed securely and may be subject to the Terms and Conditions and/or Privacy Policy of the processor’s company/site. You are connected through SSL (https) on our site at all times so all pages are using the highest level of security available to us. We do not store your payment information unless you specifically authorize us to do so for recurring payments or post-dated transactions.

3  LEGAL ADVICE

The contents of DiversifiedConsumer.Com website do not constitute advice and should not be relied upon in making or refraining from making, any decision.

All material contained on DiversifiedConsumer.Com is provided without any or warranty of any kind. You use the material on DiversifiedConsumer.Com at your own discretion.

4  CHANGE OF USE

DiversifiedConsumer.Com reserves the right to:
4.1  change or remove (temporarily or permanently) the Website or any part of it without notice and you confirm that Diversified Company / Diversified Consumer Services shall not be liable to you for any such change or removal, and/or
4.2  change these Terms and Conditions at any time, and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.

5  LINKS TO THIRD-PARTY WEBSITES

DiversifiedConsumer.Com may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.

6  COPYRIGHT

6.1  All copyright, trade marks and all other intellectual property rights in the Website and its content (including without limitation the Website design, text, graphics and all software and source codes connected with the Website) are owned by or licensed to Diversified Company or otherwise used by Diversified Company and/or any of its divisions as permitted by law.
6.2  In accessing the Website you agree that you will access the content solely for the purpose of reviewing purchasing options and purchasing. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the copyright holder. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-commercial home use only.

7  LINKS TO AND FROM OTHER WEBSITES

7.1  Throughout this Website you may find links to third party websites. The provision of a link to such a website does not mean that we endorse that website. If you visit any website via a link on this Website you do so at your own risk.
7.2  Any party wishing to link to this website is entitled to do so provided that the conditions below are observed:
(a)  you do not seek to imply that we are endorsing the services or products of another party unless this has been agreed with us in writing;
(b)  you do not misrepresent your relationship with this website; and
(c) ; the website from which you link to this Website does not contain offensive or otherwise controversial content or, content that infringes any intellectual property rights or other rights of a third party.
7.3  By linking to this Website in breach of our terms, you shall indemnify us for any loss or damage suffered to this Website as a result of such linking.

8   DISCLAIMERS AND LIMITATION OF LIABILITY

8.1  The Website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security and accuracy.
8.2  To the extent permitted by law, Diversified Company nor any of its divisions will not be liable for any indirect or consequential loss or damage whatever (including without limitation loss of business, opportunity, data, profits) arising out of or in connection with the use of the Website.
8.3  Diversified Company nor any of its divisions makes no warranty that the functionality of the Website will be uninterrupted or error free, that defects will be corrected or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.
8.4  Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of Diversified Company nor any of its divisions for death or personal injury as a result of the negligence of Diversified Company nor any of its divisions or that of its employees or agents.

9  INDEMNITY

You agree to indemnify and hold Diversified Company and any of its divisions and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against Diversified Company nor any of its divisions arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.

10  SEVERANCE

If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

11  WAIVER

If you breach these Conditions of Use and we take no action, we will still be entitled to use our rights and remedies in any other situation where you breach these Conditions of Use.

12  GOVERNING LAW

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Indiana and of the United States and you hereby submit to the exclusive jurisdiction of the United States courts.

13 PAYMENTS MARKED “IN FULL”

Payments marked “PAID IN FULL” when an account is, in fact, not paid in full legally nullify the statement or any similar statement on a payment instrument.  Items returned by your bank as “NSF” (Non-Sufficient Funds) or any variation, or “ACCOUNT CLOSED”, “PAYMENT STOPPED”, or any variation, or returned for any reason will result in a $30 Returned Item Fee. Habitual problems with receiving checks from a customer can result in being required to make payment only in the form of a money order or certified funds. Checks that are not signed can and will legally be deposited.

14 POST-DATED CHECKS

Some customers will send one or more post-dated checks to save time, money, and so as not to forget a future payment. In the event that you have notified us in advance and have received a confirmation number from a representative that you are sending in one or more post-dated checks, we agree not to deposit the check(s) until the date on the check(s). Should we deposit the check(s) prior to the post-dated date, we will reimburse you for any verified fees you incur within 5 business days from proof of fees. We encourage you to also highlight or circle the date on the check as a safety.  If you send a post-dated check without a confirmation number from a representative, you MUST highlight or circle the date. If you do not, and we deposit the check(s) prior to the date, we will not be liable for any fees incurred including fees that result owed to us, if any.  BY LAW, post-dated checks are not legally binding, and neither the payee nor the bank on either side are obligated to delay depositing a post-dated check unless an agreement, such as these terms listed, is in effect.  A bank does have the right, however, to disallow a post-dated check to be deposited ahead of schedule, but they are not liable for depositing one with or without a policy in place.

15 STALE-DATED CHECKS

Stale-dated checks used to apply to any check over a certain number of days old. Sometimes that was 180 days, even 365 days. Changes in the law called Check 21 changed the rules. Now, there is legally no such thing as a “Stale-Dated Check” unless either the bank has a policy not to accept checks dated after a certain number of days has passed or if the check is pre-imprinted with a “Void Clause” such as “VOID AFTER 90 DAYS”. In other words, if you backdate a check or we receive it long after it was written, for whatever reason, we will deposit the check unless you have a zero balance or unless you have previously notified us of a stop-payment being placed on the check because it was thought to be lost, assuming you have a confirmation number on file from a representative.  If this type of check is returned, we will charge a $30 Returned Item Fee unless we erroneously deposit it in the scenario where you have a confirmation number.

16 TIME LIMITATION ON RETURNED ITEMS

WE LIMIT the amount of time we will wait for a returned check to be repaid to us. The limits are based on a combination of company policy as well as the statute of limitations within Indiana and within your state. We do not hesitate to take legal action against those that leave a returned check unpaid up to and including prosecution, with liability of all court costs, appearance fees, etc., being passed on to you. Please don’t put us in a position to have to follow through with this. Speak with a representative IMMEDIATELY to make arrangements to rectify this matter.

17  OUR CORPORATE CONTACT DETAILS

Our Corporate Headquarters:

Diversified Company
6212 US Hwy 6 Ste 184
Portage, IN 46368-5057
219-472-1571