We know you don’t always feel comfortable speaking with someone on the phone about sensitive matters like this and writing a letter and mailing it is so “20th Century”, right? So we give you the option to dispute the debt for which we have contacted you about whether because it was previously paid, you filed bankruptcy on it, or even if you think it might be your debt, but you’re not 100% sure.

Although we like to be flexible wherever possible, we do ask that you complete this form or send your dispute through the mail, email, or fax, (See Contact Us) rather than calling. This is for your protection, as it provides solid documentation that you contacted us to dispute this debt.