Hopefully not! It’s not at all what we thirst for. There are situations that may warrant a lawsuit, and if that happens, although we can’t give you legal advice, it is in your best interest to respond. Our goal is to work with you, even if something goes wrong along the way, so that we can ultimately get the debt repaid to us and you can go on about your life. As a general rule, we do not have to go to the extreme of the court system. If your account ends up in an outside collection agency’s hands, they are pre-authorized to take any and all legal action permissible and deemed appropriate. This does include filing a lawsuit if permissible and deemed appropriate, but in spite of this pre-authorization, we must “sign off” on any decision made to proceed with litigation.
Are You Going To Sue Me?