Yes! You have rights. You have 30 days to dispute the validity of the debt from the date on the notice, otherwise, it is legally considered valid. Upon receiving your written dispute, we will send you verification of the debt, and the address of the original creditor. If the balance shown differs from your records, please provide documentation to that effect so we may investigate it. For your convenience, you can file your dispute online at Dispute Debt Online.
This is Not My Debt or I Do Not Agree With The Amount Due. Can You Help Me?